In this paper, we analyze the impact of banks' non-interest income share on risk in the German banking sector for the … on risk significantly differs depending on banks' overall business model. More specifically, we show banks with retail …-oriented business model such as savings banks, cooperative banks and other retail-oriented banks become significantly more stable if …

the literature, we include a large number of unlisted banks in our sample which represent the majority of banks in the EU …. We show that banks with high rates of loan growth are more risky. Moreover, we find that banks will become more stable if …, decreases with bank size possibly because large banks are more active in volatile trading and off-balance sheet activities such …

recourse to the LOLR facility (a) to derive banks' willingness-to-pay for liquidity through a one-week repo and (b) to show … results suggest (i) that banks' willingness-to-pay for liquidity indeed reflects refinancing conditions in the interbank …

College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …

financial rescue scheme in Germany partially shielded German banks but not insurance companies from contagion. Overall, our … results suggest that contagion from dealer banks have the most prominent effect on the German financial system. While dealer … banks impact on German banks and insurance companies in a similar way, a deterioration in the CDS spreads of dealer banks …

In general, banks play a growth-enhancing role for the real economy. However, distorted incentives for banks …, depositors, and regulators in connection with bank insolvency may corrupt banks' credit allocation and monitoring decisions …, leading to suboptimal real economic outcomes. A rules-based prompt resolution regime for insolvent banks may reestablish the …

seeks to control the amount of tail risk that large banks take in their trading books. However, banks around the world … whether the Basel framework allows banks to take substantive tail risk in their trading books without a capital requirement … allows banks to do so. Hence, our paper supports the view that the Basel framework leaves room for considerable improvements …