specialization. We use data from the Bundesbank's quarterly borrowers statistic to determine the degree of diversification in the …

this end we measure diversification for all German banks in the period from 1993 to 2002. As measures we use a broad set of … heuristic approaches which capture the deviation of a bank's portfolio from a specified benchmark. Conceivable benchmarks are … naive diversification across all industries or, alternatively, the economy's industry structure. With this framework our …

Bank distress can have severe negative consequences for the stability of the financial system, the real economy, and … for public finances. Regimes for the restructuring and resolution of banks, financed by bank levies and fiscal backstops …, seek to reduce these costs. Bank levies attempt to internalize systemic risk and to increase the costs of leverage. This …

This paper analyzes how bank lending to the private nonbank sector responds dynamically to aggregate supply, demand and … output, prices, interest rates and bank loans over time. In order to assess the role of bank lending in the transmission of … evidence that loans amplify the transmission of macroeconomic fluctuations or that a "financial accelerator" via bank lending …