geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …

Ongoing financial innovation and greater information availability increase the tradability of bank assets and reduce … banks' dependence on individual bank managers as private information in the lending process declines. In this paper we argue … bank managers and shareholders becomes less severe. Consequently, banks' capital structure needs to be less concerned with …

quantitative models in a new perspective. This knowledge may prove valuable for regulators who aim to understand bank behaviour and …

Bank distress can have severe negative consequences for the stability of the financial system, the real economy, and … for public finances. Regimes for the restructuring and resolution of banks, financed by bank levies and fiscal backstops …, seek to reduce these costs. Bank levies attempt to internalize systemic risk and to increase the costs of leverage. This …

This paper analyzes how bank lending to the private nonbank sector responds dynamically to aggregate supply, demand and … output, prices, interest rates and bank loans over time. In order to assess the role of bank lending in the transmission of … evidence that loans amplify the transmission of macroeconomic fluctuations or that a "financial accelerator" via bank lending …

. Business cycle effects, in particular lagged GDP growth, display a substantial procyclical impact on bank profits. These …

Kapitals folgt in groben Zügen der Aufteilung in Bank- und Handelsbuch. In der traditionellen Denkweise ist Kreditrisiko … für einzelne Risikokategorien konservativ sei. Werden nämlich Bank- und Handelsbuch als Subportfolios des gesamten … Risikobewertungssituationen eine Trennung von Markt- und Kreditrisiko anhand von Bank- und Handelsbuch nicht möglich ist. Wir zeigen, dass das …