We investigate the relationship between real estate markets and bank distress among German universal and specialized … bank distress (PDs). But higher prices at given rents may also indicate excessive expectations regarding the present value … real estate exposures amplify this effect. Rising real estate price levels alone reduce bank PDs, but only for banks with …

Diversifikationseffekten, die als Folge der Geschäftsstrategie einer Bank (z.B. durch Produktdiversifikation oder geografische Diversifikation …

Portfolio einer Bank perfekt granular ist, in dem Sinne, dass jeder einzelne Kredit nur einen sehr kleinen Anteil zum … Daten (und nicht die Formel, die auf diese Daten angewendet wird) das größte Hindernis dar. Wenn eine Bank mehrere Kredite …

to an executive board is an outsider (an individual without previous employment at the bank) compared to being an insider … effects, we find weak evidence that social ties are associated with reduced profitability. …

financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance …

problems involved. In this study, we analyze the effect of German bank mergers in the period 1995-2000 on banks' profitability …The question of whether or not mergers and acquisitions have helped to enhance banks' efficiency and profitability has … predominantly under-performing banks engage in mergers. Our results indicate a neutral effect of mergers on profitability and a …

German banks experienced a merger wave throughout the 1990s. However, the success of bank mergers remains a continuous …