geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …

Ongoing financial innovation and greater information availability increase the tradability of bank assets and reduce … banks' dependence on individual bank managers as private information in the lending process declines. In this paper we argue … bank managers and shareholders becomes less severe. Consequently, banks' capital structure needs to be less concerned with …

quantitative models in a new perspective. This knowledge may prove valuable for regulators who aim to understand bank behaviour and …

directions since then: Italy privatized its publicly-owned banks while Germany has maintained a large share of state …

German banks experienced a merger wave throughout the 1990s. However, the success of bank mergers remains a continuous …

Kapitals folgt in groben Zügen der Aufteilung in Bank- und Handelsbuch. In der traditionellen Denkweise ist Kreditrisiko … für einzelne Risikokategorien konservativ sei. Werden nämlich Bank- und Handelsbuch als Subportfolios des gesamten … Risikobewertungssituationen eine Trennung von Markt- und Kreditrisiko anhand von Bank- und Handelsbuch nicht möglich ist. Wir zeigen, dass das …

financial rescue scheme in Germany partially shielded German banks but not insurance companies from contagion. Overall, our …

, depositors, and regulators in connection with bank insolvency may corrupt banks' credit allocation and monitoring decisions … potential endogeneity which are usually inherent to research into the real economic implications of bank regulation. We find a … dependent on bank financing. Our findings are robust to various specifications. Investigating the transmission channels of the …