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Fiscal sustainability and policy implications for the euro area

Balassone, Fabrizio; Cunha, Jorge Correia da; Langenus, … - Deutsche Bundesbank - 2009

In this paper we examine the sustainability of euro area public finances against the backdrop of population ageing. We critically assess the widely used projections of the Working Group on Ageing Populations (AWG) of the EU's Economic Policy Committee and argue that ageing costs may be higher...

Persistent link: https://www.econbiz.de/10005083154

Optimal savings for retirement: The role of individual accounts and disaster expectations

Le Blanc, Julia; Scholl, Almuth - Deutsche Bundesbank - 2011

We employ a life-cycle model with income risk to analyze how tax-deferred individual accounts affect households' savings for retirement. We consider voluntary accounts as opposed to mandatory accounts with minimum contribution rates. We contrast add-on accounts with carve-out accounts that...

Persistent link: https://www.econbiz.de/10009646496

The PHF: A comprehensive panel survey on household finances and wealth in Germany

von Kalckreuth, Ulf; Eisele, Martin; Le Blanc, Julia; … - Deutsche Bundesbank - 2012

The Panel on Household Finances (PHF) is a new panel survey on household finances and wealth in Germany conducted by … households in Germany. Wealthy households are oversampled using micro-geographic indicators. The survey is designed to be a full … self-contained and comprehensive survey on household finances in Germany, the PHF is part of the Household Finance and …

Persistent link: https://www.econbiz.de/10010957153