finance. Kroszner focuses on key areas for reform, including credit rating agencies and the mortgage securitization market … finance to bear on managing risk, for example--and should acknowledge the reality of human nature. After brief discussions by …

finance. Kroszner focuses on key areas for reform, including credit rating agencies and the mortgage securitization market … finance to bear on managing risk, for example—and should acknowledge the reality of human nature. After brief discussions by …