talented young people still hesitate to attend college. This puzzle motivates this paper to test for whether college education … earnings risk from transitory earnings risks. Evidence indicates that investing in a four-year college education is indeed …

the past two decades, the return to college education has increased relative to high school education leading economists … negative relationship between returns to education and savings rates across most of the past century and also a negative … relationship between education spending and savings rates across OECD countries. In this paper, we present a model where a …

not the employment outcomes of those refugees who received financial grants to enable them attend their education … employment than education/ social science and health studies. …

the frequently obtained conclusion that investments in higher education are too low are doubtful. The tests also show the … importance of further education and training, especially on-the-job training. …