Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely … serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and … market conditions on automobile insurance fraud from 1988 to 1999, a period representing a substantial increase in the …

equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent … on the signal of the system and auditing becomes more effective. This paper presents conditions under which insurance … competitive insurance market that is supplied by an external third party. …

equilibrium insurance contract, when a policyholder can report a loss that never occurred. Insurers can only detect fraudulent … the signal of the system and auditing becomes more effective. This paper presents conditions under which insurance fraud …

purchases a good to compensate consequences of unfavorable events, such as an accident or an illness. Insurance policies in most … lines of insurance base indemnity on the insured’s actual expenses, i.e., the insured would be partially or completely … reimbursed when purchasing certain goods. In this setting we discuss the interaction between insurance and repair markets by …

and objectives for the first stages of insurance data analysis have been sketched out. Scale hypotheses, insurance and …

insurance (UI) scheme and the voting behaviour on unemployment policy reforms. In a first step, the optimal defined benefit and …

A quadratic discrete time probabilistic model, for optimal portfolio selection in (re-)insurance is studied. For …