evolution of events. In particular, deposit insurance alone can not provide an intertemporal shock smoothing and requires …

soundness and public confidence has been enact a law for deposit insurance. In this paper are discussed base principles for … deposit insurance system design and Bulgarian deposit insurance system is assessed according it. …

This paper examines how international depositors respond to national deposit insurance policies. Countries with … explicit deposit insurance are found to be relatively attractive to international non-bank depositors. Deposit schemes … characterized by coinsurance, a private administration, and a low deposit insurance premium appear to be particularly favored by …

closed-form solutions for the valuation of liabilities, the cost of deposit insurance and the value of bankruptcy costs of a … the effects of DES contract versus subordinated debt on bank stability, depositor protection, incentives for risk taking … is beneficial as a tool for monitoring due to its negative sensitivity to increase in assets risk. However, when the …

This paper argues that an optimal deposit insurance scheme would allow the level of insurance coverage to be determined … by the market. Based on this principle, the paper proposes an insurance scheme that minimizes distortions and embodies … fairness and credibility, two essential characteristics of a viable and effective deposit insurance scheme. Using a simple …

Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely … serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and … market conditions on automobile insurance fraud from 1988 to 1999, a period representing a substantial increase in the …