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microfinance organizations believed to be among the best in Bolivia. These lenders represent different combinations of …
Persistent link: https://www.econbiz.de/10005134580
This report follows up on a 1996 UNDP survey of microfinance activity in Vietnam. The need was not simply because of … the five-year time lapse, but also because the larger multilateral donors were showing interest in funding microfinance … benefit. This report had highlighted a number of problems concerning microfinance in Vietnam. These concerns, however, should …
Persistent link: https://www.econbiz.de/10005134876
In developing countries, microfinance has been the darling of the development community, and in developed countries …, microfinance fits well with Third Ways ideas. What are the challenges and opportunities for the attempt to replicate microfinance … for microfinance and drive up costs. With costs well above revenues, U.S. programs are far from achieving financial self …
Persistent link: https://www.econbiz.de/10005407699
In the next ten years, advocates of microfinance organizations (MFOs) will seek more than $20 billion to provide small …-percent increase in the about $200 million spent per year on domestic microfinance. Most of the excitement for the promise of … microfinance in the United States has been sparked by reports of the success of the Grameen Bank of Bangladesh. Was Grameen a good …
Persistent link: https://www.econbiz.de/10005118666
In rich countries, lenders often rely on credit scoring--formulae to predict risk based on the performance of past … loans with characteristics similar to current loans--to inform decisions. Can credit scoring do the same for microfinance … lenders in poor countries? This paper argues that scoring does have a place in microfinance. Although scoring is less powerful …
Persistent link: https://www.econbiz.de/10005118697
Sparked by examples from the third world, hundreds of microenterprise programmes have been started in the first world. Will they be successful? This paper reviews the evidence and concludes that microenterprise development is more difficult in the first world. For example, the microenterprise...
Persistent link: https://www.econbiz.de/10005118723
Can scoring models help microfinance lenders in poor countries as much as they have helped credit-card lenders in rich … microfinance depend on many factors difficult to include in statistical models, I find that inexpensive data does indeed have some … predictive power. In microfinance, computer models will not replace loan officers, but they can flag the highest risks and act as …
Persistent link: https://www.econbiz.de/10005118773
This paper presents a scoring model that predicts the risk of drop-out for borrowers at a microfinance lender in … suggest that scoring may help microfinance lenders to detect segments of their clientele (and even specific current clients …
Persistent link: https://www.econbiz.de/10005118802
The need to develop securities market has, following the recent international financial crises, increasingly attracted the attention of national and international policy makers. Never before have developed and developing countries shared such a strong interest in ensuring the stable growth of...
Persistent link: https://www.econbiz.de/10005561601
In the financial crisis literature, it is usually argued that, contrary to the case of currency crises, building a time series index to identify banking crisis episodes is highly difficult, particularly because of the lack of reliable data on banking sector variables (non-performing loans,...
Persistent link: https://www.econbiz.de/10005126447