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Financial Education and Savings Outcomes in Individual Development Accounts

Clancy, Margaret; Grinstein-Weiss, Michal; Schreiner, Mark - EconWPA - 2001

Individual Development Accounts (IDAs) are subsidized savings accounts. Unlike other subsidized savings accounts such as Individual Retirement Accounts (IRAs) or 401(k) plans, IDAs are targeted to the poor, provide subsidies through matches rather than through tax breaks, and require...

Persistent link: https://www.econbiz.de/10005134602

Measuring Savings

Schreiner, Mark - EconWPA - 2001

Development depends on saving. But what exactly is saving, and how is it measured? This paper defines saving and describes several measures of financial savings. The measures account for the passage of time and for the three stages of saving: putting in (depositing), keeping in (maintaining a...

Persistent link: https://www.econbiz.de/10005135024

Saving, IDA Programs, and Effects of IDAs: A Survey of Participants

Moore, Amanda; Beverly, Sondra; Schreiner, Mark; … - EconWPA - 2001

Individual Development Accounts (IDAs) are special savings accounts designed to help people build assets to reach life goals and to achieve long-term security. Account-holders receive matching funds as they save for purposes such as buying a first home, attending job training, going to college,...

Persistent link: https://www.econbiz.de/10005135088

When prices hardly matter: Incomplete insurance contracts and markets for repair goods

Nell, Martin; Richter, Andreas; Schiller, Jörg - EconWPA - 2005

purchases a good to compensate consequences of unfavorable events, such as an accident or an illness. Insurance policies in most … lines of insurance base indemnity on the insured’s actual expenses, i.e., the insured would be partially or completely … reimbursed when purchasing certain goods. In this setting we discuss the interaction between insurance and repair markets by …

Persistent link: https://www.econbiz.de/10005076664

Gains and losses: the same or different choices? A “non-ideal” economics approach.

Harin, Alexander - EconWPA - 2005

Ideal economics? A “non-ideal” economics approach has been proposed, which considers the possibility of arrangement infringements. It gives promises for both solving fundamental problems of economic theory and creation of new directions and fields of research. The approach application in...

Persistent link: https://www.econbiz.de/10005124942

Arrangement Infringement Possibility Approach: Some Economic Features of Large-Scale Events

Harin, Alexander - EconWPA - 2004

and objectives for the first stages of insurance data analysis have been sketched out. Scale hypotheses, insurance and …

Persistent link: https://www.econbiz.de/10005124993

Optimal Unemployment Insurance and Voting

Pollak, Andreas - EconWPA - 2005

insurance (UI) scheme and the voting behaviour on unemployment policy reforms. In a first step, the optimal defined benefit and …

Persistent link: https://www.econbiz.de/10005125042

Equity Allocation and Portfolio Selection in Insurance: A simplified Portfolio Model

Taflin, Erik - EconWPA - 1999

A quadratic discrete time probabilistic model, for optimal portfolio selection in (re-)insurance is studied. For …

Persistent link: https://www.econbiz.de/10005125679

Private Crop Insurers and the Reinsurance Fund Allocation Decision

Coble, Keith; Dismukes, Robert; Glauber, Joseph - EconWPA - 2005

This research investigates the strategic behavior of private crop insurance firms reinsured by the USDA through the …

Persistent link: https://www.econbiz.de/10005126096

Pay per mile insurance

Zahid, Dr. Fayyaz - EconWPA - 2005

High insurance cost is one of the serious financial problems that today’s drivers are facing. It appears to be that in … the current time based insurance system the insurance companies are charging premiums for the risk of driving while the … vehicles are parked. Independent surveys and interviews of the insurance customers were conducted. The literature and available …

Persistent link: https://www.econbiz.de/10005126111