-ethnicity interactions, while expenditures on cell phone and on clothing exhibit mainly between-girls interactions. Having older siblings has …

The economic cost of the U.S. health care system goes beyond the cost of prescription drugs, doctor office visits and … being an industrialized economy. The high health care costs drive jobs, human capital and technology to countries where … wages and health care costs are lower as companies attempt to survive. This holistic perception to health care cost is a …

In this paper, I examine the impact of employer-provided health benefits on job turnover. Because many employer … whether the worker's spouse provides the family with health benefits. If a worker's spouse has an employer-provided health … insurance for their family, the worker will value employment offers with and without health insurance benefits differently than …

have an incentive to signal that he is in great need by saving more than he otherwise would have done. …

individual consumers to divide their disposable income between consumption expenditures and savings. This function is … is not significantly different from zero, which implies an almost constant share of consumption expenditures in …

SAVING DOES NOT EQUAL INVESTMENT John Maynard Keynes confused economists and politicians all over the world when he … wrote, “Saving is necessary to equal investment” together with a few equations to confirm his idea and finally concluding … that S = I. There have been repeated discussions about how saving can equal investment, accidentally or with certainty. We …

sources of this capital? We are talking about household saving, now. In the relation with the development of rural industries … there is a need to explore the behavior of this kind of saving in order to increase the role of rural financial institutions … saving more in the non-bank financial institution than in the banking institution, included the Village Units of Bank Rakyat …