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Slovenia is facing the legacy of a boom-bust cycle that has been compounded by weak corporate governance of state-owned banks. The levels of non-performing loans and capital adequacy ratios compare poorly in international perspective and may deteriorate further, which could require significant...
Persistent link: https://www.econbiz.de/10011276799
credit in global markets, combined with the absence of incentives to limit loan-to-deposit ratios until recently, made it … banks vulnerable to shifts in investor sentiment. However, investment and credit were mostly directed to sheltered sectors … external deficits, but also has the potential to generate a damaging credit contraction, which enhances the importance of …
Persistent link: https://www.econbiz.de/10011276804
Dutch banks were put under heavy strains early in the global downturn and have comparatively weak financial buffers to cope with new shocks. Falling house prices have increased the share of households with negative home equity to nearly 35% for home-owning households and 40% for mortgage...
Persistent link: https://www.econbiz.de/10011276851
House prices have increased significantly in Canada over the past decade, driving household debt and residential construction activity to historical highs. Although macro-prudential tightening has slowed the pace of household borrowing in the last few years, house prices have continued to trend...
Persistent link: https://www.econbiz.de/10011276860
banks. It will assist in reducing reliance on Eurosystem liquidity while minimising the squeeze on domestic credit. As … d'une crise bancaire d’une ampleur extrême née de l'exubérance excessive du crédit immobilier. Ces trois dernières …'égard de la liquidité du système européen de banques centrales tout en minimisant la pénurie de crédit d'origine interne. Avec …
Persistent link: https://www.econbiz.de/10011276927
Despite progress in the past decade, financial markets in Colombia remain relatively small and shallow. In particular the banking system suffers high intermediation costs, which limit constrains access to finance by households and firms. This paper explores some of the causes behind these...
Persistent link: https://www.econbiz.de/10011276947
In the run-up to the financial crisis, indebtedness of households and non-financial businesses rose to historically high levels in many OECD countries; gross debt of financial companies rose dramatically relative to GDP. Much of the debt accumulation appears to have been based on excessive...
Persistent link: https://www.econbiz.de/10011276972
-border financing. The ability of the financial sector to supply credit has been further stifled by a high financial levy, a de facto … not to downsize loan portfolios. In the long term, the demand for credit is hampered by large price-cost margins, which …, la demande de crédit se voit freinée par des taux de marge élevés, ce qui milite en faveur d’une concurrence accrue. Le …
Persistent link: https://www.econbiz.de/10011276975
In Norway house prices have risen to high levels, associated with very strong credit growth, in a context of low … résilience du système financier<BR>En Norvège, les prix des logements ont atteint des niveaux élevés ; parallèlement, le crédit a …
Persistent link: https://www.econbiz.de/10011276979
Extensive structural reforms since the early 1990s have strengthened the resilience of the Swedish economy to shocks. However, more needs to be done to better manage near-term risks and ensure that growth remains sustainable in the longer run. Reforming the housing market would reduce the risks...
Persistent link: https://www.econbiz.de/10011277020