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This paper tests for bias in consumer lending decisions using administrative data from a high-cost lender in the United Kingdom. We motivate our analysis using a simple model of bias in lending, which predicts that profits should be identical for loan applicants from different groups at the...
Persistent link: https://www.econbiz.de/10012480606
Why do low income patients tend to go to lower quality health care providers, even when they are free? We show that differential information about provider quality is an important determinant of this disparity. Our empirical strategy exploits the temporary presence of a website that publicly...
Persistent link: https://www.econbiz.de/10014247954
Societies socialize children about sex. This is done in the presence of peer-group effects, which may encourage undesirable behavior. Parents want the best for their children. Still, they weigh the marginal gains from socializing their children against its costs. Churches and states may...
Persistent link: https://www.econbiz.de/10012462975
Attitudes towards same-sex relationships in the US have changed radically over a relatively short period of time. After remaining fairly constant for over two decades, opinions became more favorable starting in 1992--a presidential election year in which the Democratic and Republican parties...
Persistent link: https://www.econbiz.de/10012599352
A large body of research documents that the 2010 dependent coverage mandate of the Affordable Care Act was responsible for significantly increasing health insurance coverage among young adults. No prior research has examined whether sexual minority young adults also benefitted from the dependent...
Persistent link: https://www.econbiz.de/10012481934
One of the conjectured benefits of establishing the legal recognition of samesex partnerships is that it would promote a culture of responsibility and commitment among homosexuals. A specific implication of this claim is that "gay marriage" will reduce the prevalence of sexually transmitted...
Persistent link: https://www.econbiz.de/10012467356
We exploit variation in access to legal same-sex marriage (SSM) across states and time to provide novel evidence of its effects on marriage and health using data from the CDC BRFSS from 2000-2016, a period spanning the entire rollout of legal SSM across the United States. Our main approach is to...
Persistent link: https://www.econbiz.de/10012452961
non-discrimination protection for transgender people. We also show that respondents severely underestimate the population … workplace-related views toward transgender people and help us better understand employment discrimination against them …
Persistent link: https://www.econbiz.de/10013388839
measure discrimination by comparing how responsive individuals ("audited units") are to correspondences from different types …. We argue that when researchers use audit correspondence studies to measure discrimination against individuals that … attenuated (downwardly biased) estimates of discrimination …
Persistent link: https://www.econbiz.de/10012510596
Economics tends to define and measure discrimination as disparities stemming from the direct (causal) effects of … systemic (i.e. indirect) channels. For example, racial disparities in criminal records due to discrimination in policing can … for modeling and measuring both direct and systemic forms of discrimination. We define systemic discrimination as emerging …
Persistent link: https://www.econbiz.de/10013172120