One of the main features of health insurance is moral hazard, as defined by Pauly (1968); people face incentives for excess utilization of medical care since they do not pay the full marginal cost for provision. To mitigate the moral hazard problem, a coinsurance can be included in the insurance...

As Lao PDR prepares to graduate from Least Developed Country (LDC) status by 2020 to become an upper-middle-income country by 2030, it also expects to face declining funding from external sources and the need to increase domestic financing for health. This report aims to provide a snapshot of...

Taking the Philippines Health Financing Strategy (HFS) 2010-2020 objective of 'sustaining membership in PhilHealth for all Filipinos' as its point of departure, this report assesses the expansion of health insurance coverage in the Philippines and the extent to which it provides protection from...

A strong health financing system will be an important priority as Bangladesh seeks to meet theexpectations of its population and embrace its future as a middle-income country. The objective of this report is to present policymakers with a foundation for an informed discussionabout government...