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Does adverse selection matter? : Evidence from a natural experiment

Grönqvist, Erik (contributor) - 2004 - [Elektronische Ressource]

; Advantageous Selection ; Health Insurance …The empirical evidence of adverse selection in insurance markets is mixed. The problem in assessing the extent of … it difficult to distinguish between adverse selection and moral hazard. Unique micro data, from a dental insurance …

Persistent link: https://www.econbiz.de/10002570039

Information updating and insurance dropout : evidence from dental insurance

Grönqvist, Erik (contributor) - 2004 - [Elektronische Ressource]

. -- Asymmetric Information ; Adverse Selection ; Learning ; Health Insurance …Micro data from a dental insurance natural experiment is used to analyze why agents opt out of insurance. The purpose … show that agents tend to leave the insurance when reclassified into higher premium classes, or when experiencing …

Persistent link: https://www.econbiz.de/10002570047

E-commerce and prices : theory and evidence

Friberg, Richard (contributor); … - 2000 - [Elektronische Ressource], Rev. September 8, 2000

This paper examines the relation between prices in conventional stores and on the Internet. Main results from the theoretical analysis are i) we expect a discrete fall in prices in conventional stores as the share of the population with access to Internet reaches a critical level, ii) the...

Persistent link: https://www.econbiz.de/10001599969