Competition can be an effective regulator of rates in property-casualty insurance markets. While many states have moved …

Insurance companies selling Critical Illness, Disability, and Long-Term Care insurance policies typically offer …

This paper investigates strategic brinksmanship between regulated property-liability insurance firms and their …

This is a theoretical paper that models a mandatory automobile insurance market using a partial equilibrium concept … where automobile insurance is one good and a composite good represents all others. Price controls, heterogeneous service …

The goal of this essay is to show an insurance market equilibrium defined by an insurance product price and a …

price automobile insurance more accurately, creating individualized prices for consumers. The welfare effects of lower …