This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and...

Madagascar is an island nation located in the Indian Ocean off the south-eastern coast of Africa, and the fourth-largest island in the world. Despite the country's extensive economic opportunities and expansive natural resources, real GDP per capita is one of the lowest in the world. This...

Conglomeration has traditionally been prevalent in Asia, a trend that is currently exacerbated by the characteristics of digital markets. While conglomerates offer important benefits, from economies of scale and diversification to the development of new products, they can also have a negative...

Ecuador ha avanzado de manera significativa en la adopción de tecnologías digitales en la última década. A pesar de estos avances, millones de ecuatorianos, especialmente aquellos que habitan en áreas rurales, siguen excluidos de la economía digital debido a las limitaciones de...

Currently, about ten percent of the global population lives in economies affected by Fragility, Conflict, and Violence (FCV). Climate change, rising inequality, demographic change, sovereign debt and other global trends render fragility increasingly more complex. In recent years, it has become...

Digital technologies are paving the way for economic growth and new service delivery models across Africa. On key digital indicators, Botswana fares similarly or better than regional neighbors, but is lagging behind global peers with the same income levels, illustrating the potential to enhance...

Many Sub-Saharan African (SSA) countries, including Guinea-Bissau, lack the requisite enabling environment to capture a larger fraction of the global digital economy or benefit from its gains and are thus at increasing risk of being left behind. Rapid digital transformation is reshaping the...

Die internationale Entwicklungszusammenarbeit kann die Digitalisierung in ihrer Vielfalt nutzen, um ihre Ziele besser und schneller zu erreichen. Mit der Digitalisierung sind aber auch Risiken im Bereich Datenschutz, Arbeitswelt oder Zugang zum Internet verbunden. Wer profitiert von der...