) on market dynamics. This impact can be seen as a consequence of the information content of the ratings themselves or … indirectly as a consequence of the "hardwiring" of ratings into regulatory rules, management mandates, bond covenants, etc …

Why should monetary policy "lean against the wind"? Can’t bank regulation perform its task alone? We model banks that …

This paper analyzes cooperation between sovereign national authorities in the supervision and regulation of a …

We study the prices that individual banks pay for liquidity (captured by borrowing rates in repos with the central bank … depend in particular on the distribution of liquidity across banks, which is calculated over time using individual banklevel … data on reserve requirements and actual holdings. Banks pay more for liquidity when positions are more imbalanced across …

loans and the spreads between the interest rates on loans granted by banks and the interest rates banks had to pay on their …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

-interest rate credit conditions and terms, the risk perception of banks and the willingness of banks to lend. Credit standards are … the internal guidelines or criteria of a bank which reflect the bank’s loan policy. The terms and conditions of a loan …

, and the interaction with banks’ risk management, supervisory tools and statistical requirements. It also examines how the … application of fair value accounting to banks’ trading book has impacted their share price volatility. It is concluded that the …