In this paper, we discuss how fraud liability regimes impact the price structure that is chosen by a monopolistic … payment platform, in a setting where merchants can invest in fraud detection technologies. We show that liability allocation … a responsibility regime is not implemented. We determine the allocation of fraud losses between the payment platform and …

This paper investigates the impact of newspaper publications about debit card skimming fraud on debit card usage in the … phenomenon of skimming fraud significantly affect the number of debit card payments. The direction of the effect depends on the … type of skimming fraud addressed. Newspaper articles on fraud at points-of-sale (POS) and ticket machines depress the …