, and the interaction with banks’ risk management, supervisory tools and statistical requirements. It also examines how the … application of fair value accounting to banks’ trading book has impacted their share price volatility. It is concluded that the …

Following the adoption by the Basel Committee of new capital rules for banks, a process is now taking place in the EU …

the euro area. Five key markets are considered, namely the money, corporate bond, government bond, credit and equity …

concerns and most of them follow indirect regulation via banks. If any direct regulation were to be considered, it would …

We study the prices that individual banks pay for liquidity (captured by borrowing rates in repos with the central bank … depend in particular on the distribution of liquidity across banks, which is calculated over time using individual banklevel … data on reserve requirements and actual holdings. Banks pay more for liquidity when positions are more imbalanced across …

euro area as a function of cyclical and structural differences in the financial system. We find that overall the speed of … monetary policy was up (down). Overall, we find that competition among banks and competition from financial markets result in a …

), well-functioning institutions are a key driving force for international bank flows. Specifically, foreign banks invest …

This report analyses the main developments in housing finance in the euro area in the decade, covering the period from … loans and the spreads between the interest rates on loans granted by banks and the interest rates banks had to pay on their … housing finance in the euro area with those in the United Kingdom and the United States. At the end, the report briefly …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …