. Macroeconomic factors also play a large role explaining the impact of securitization activity on bank lending standards: banks more …

We exploit the 2007-2009 financial crisis to analyze how risk relates to bank business models. Institutions with higher …. Business models related to significantly reduced bank risk were characterized by a strong deposit base and greater income …

Liquidity provision through its repo auctions has been one of the main instrumentsof the European Central Bank (ECB) to …

relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the … period 2000-07, we analyse whether the provisions of retail payment services are reflected in improved bank performance … of retail payment transaction technologies. Retail payment transaction technology itself can also improve bank …

this policy through banks. This paper examines the role of bank liquidity, capitalization and market power as internal … monetary policy change on bank performance is also considered. The empirical analysis, using large panel datasets for the … rates by disaggregating down to the individual bank level. This is achieved by the use of a Local GMM technique that also …

This paper investigates the relationship between short-term interest rates and bank risk. Using a unique database that …

augmented the effect of competition on realised bank risk (i.e. more intense competition and greater use of securitisation is …

shock caused by a large-bank failure in conjunction with detailed data on interbank exposures. First, we find robust … evidence that higher interbank exposure to the failed bank leads to large deposit withdrawals. Second, the magnitude of …