The European Securities and Markets Authority (ESMA) and the European Banking Authority (EBA) published today their Joint Committee final Report on guidelines for handling consumer complaints in the securities and banking sectors. The document aims to increase market confidence and for the...

The Regulation on Key Information Documents for Packaged Retail and Insurance-based Investment Products (PRIIPs Regulation)empowers the three European Supervisory Authorities (ESAs) to prepare draft Regulatory Technical Standards (RTS) in specific areas. This Discussion Paper is a preparatory...

This report focuses on the linkages between the due diligence requirements which apply to investors and the disclosure requirements which apply to the issuer, originator and sponsor. This is in order to highlight whether investors are effectively protected and whether the supervision framework...