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Persistent link: https://www.econbiz.de/10013418359
.S. credit markets, yet connected through the substantial penetration of U.S. lending markets by Japanese banks, this event …
Persistent link: https://www.econbiz.de/10005379720
containing primarily bank-dependent borrowers, indicating that the capital crunch has resulted in a credit crunch. …
Persistent link: https://www.econbiz.de/10005379766
, credit availability for real estate is being constrained by capital-impaired lenders. …
Persistent link: https://www.econbiz.de/10005379816
Conventional wisdom about individuals who have gone bankrupt is that they find it very difficult to get credit for at … availability of credit post-bankruptcy. This paper makes two contributions using data from one of the largest credit bureaus in the … US. First, we show that individuals who file for bankruptcy can indeed get credit very quickly after they file. Indeed …
Persistent link: https://www.econbiz.de/10004998060
Given the substantial amount of resources currently invested in microcredit programs, it is more important than ever to accurately assess the extent to which peer monitoring by borrowers faced with group liability contracts actually reduces moral hazard. We conduct a field experiment with women...
Persistent link: https://www.econbiz.de/10008465690