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, credit availability for real estate is being constrained by capital-impaired lenders. …
Persistent link: https://www.econbiz.de/10005379816
This paper investigates whether small firms have experienced worse tightening of credit conditions during the Great … with the pattern of differentially more rationing of credit to small borrowers in recessions as predicted by the model …
Persistent link: https://www.econbiz.de/10009421359
Remarks by Eric S. Rosengren, President and Chief Executive Officer, Federal Reserve Bank of Boston, at the Connecticuct Business & Industry Association and MetroHartford Alliance Economic Summit & Outlook, Hartford, Connecticut, January 6, 2012.
Persistent link: https://www.econbiz.de/10010726537
By estimating the market premium placed on the small business loan portfolios of banking organizations, this study provides direct evidence on the value to banks arising from relationship lending. Using data from the small business loan survey contained in the June bank call reports, we find...
Persistent link: https://www.econbiz.de/10010695962
Investigators examining problems with credit availability during the most recent recession have been unable to provide …
Persistent link: https://www.econbiz.de/10005713286
Recent studies have found that banks with low capital ratios have significantly decreased their lending to the real estate sector. This correlation between real estate lending and bank capital could be the result of voluntary decisions by banks to recapitalize, or it could be the result of...
Persistent link: https://www.econbiz.de/10005713301
tend to focus much less on small business lending, credit availability to bank-dependent small business borrowers should be …
Persistent link: https://www.econbiz.de/10005501367
Since August 1995, Japanese banks have had to pay a premium on Eurodollar and Euroyen interbank loans relative to their U.S. and U.K. competitors. This so-called "Japan premium" provides a market indicator of investor anxiety about the ability of Japanese banks to repay loans. We examine the...
Persistent link: https://www.econbiz.de/10005501369
.S. credit markets, yet connected through the substantial penetration of U.S. lending markets by Japanese banks, this event …
Persistent link: https://www.econbiz.de/10005379720
containing primarily bank-dependent borrowers, indicating that the capital crunch has resulted in a credit crunch. …
Persistent link: https://www.econbiz.de/10005379766