materials, lack of skills, etc.However, access to finance is frequently cited as the most prominent problem facing theSMEs …. Access to finance is defined as the easiness to access credit from financialinstitutions and the costs associated with … (ComprehensiveExport Finance Scheme) was administered by the Central Bank of Lesotho throughLesotho National Development Cooperation …

the need forfinance and access to finance. Banks play a major role in providing finance to SME’s byproviding different … forms of finance to SME’s.The finance that the shareholders / directors can access in their personal capacity plays … acritical role in the provision of finance to SME’s. Banks will require security whenadvancing credit facilities and the …