relationship between subhousing markets when cities are shocked by the foreclosure crisis? This paper builds repeat-sales indices … to explore home price dynamics before and after the foreclosure crisis in the Cleveland area, a market that in the … home prices, increases among submarkets even as they experience varying levels of foreclosure rates, and that foreclosure …

foreclosures on neighboring properties, and these papers theorize that the foreclosure impact works partially through creating … reflect selective foreclosing on better-maintained properties or better maintenance by tax-paying foreclosure auction winners …

-regulated lenders does not seem to affect the foreclosure filing rate in Ohio’s counties. What seems to matter is whether the lenders … have a physical presence in the market, in which case, foreclosure rates are lower. …

foreclosure and delinquency during the crisis. Our results imply that the regulation in place had the capacity to prevent the …

of delinquency or foreclosure. Next, we analyze the consequences of default on a borrower’s credit score. The credit … muted for transitions to more severe delinquency states and even foreclosure. …

foreclosure and delinquency during the crisis. Our results imply that the regulation in place had the capacity to prevent the …

foreclosure rates during the crisis are negatively correlated with local lending during the run-up. A 1 standard deviation …

This paper debunks the common perception that “foreclosure will ruin your credit score.” Using individual-level data … experience 90-day delinquency or foreclosure. The data supports one possible explanation of this improvement: the absence of …

A quantile regression model is used to identify the main neighborhood characteristics associated with high foreclosure … by Machado and Mata (2005) allows separating foreclosure filing rate differentials across counties into two components … parameters. At higher than median rates, foreclosure rate differentials between counties in Ohio are mainly explained by the …