An investigation of the probability of de novo branch entry into rural banking markets in Ohio and Pennsylvania to determine whether potential competition is an effective disciplinary force in bank-market expansion.

An exploration of the impact of multibank holding company organizational centralization on subsidiary bank efficiency, using survey data on holding company structure and a profit-function approach.

A study of how quantitative measures of the organizational centralization of 62 multibank holding companies relate to holding company profitability.

Since October 1979, market interest-rate movements have been frequent and large. Over the same time period, for a variety of reasons, competition has intensified in both bank loan and deposit markets. These developments have changed the benefits and costs of various types of asset/liability...