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Specialization, diversification, and the structure of the financial system: the impact of technological change and regulatory reform : proceedings of a conference sponsored by the...

Conference Specialization, Diversification, and the … - 2000

Persistent link: https://www.econbiz.de/10001540345

Are bank shareholders enemies of regulators or a potential source of market discipline?

Park, Sangkyun (contributor); … - 2001 - [Elektronische Ressource]

In moral hazard models, bank shareholders have incentives to transfer wealth from the deposit insurer - that is … value, and a risk measure, this paper develops a semi-parametric model for estimating the critical level of bank risk at …

Persistent link: https://www.econbiz.de/10001630859

Financial services at the crossroads: capital regulation in the twenty-first century : proceedings of a conference held at the the Federal Reserve Bank of New York on February 26 -...

In: Economic policy review 4 (1998) 3

Persistent link: https://www.econbiz.de/10001251510

Benefits and spillovers of greater competition in Europe : a macroeconomic assessment

Bayoumi, Tamim A. (contributor); Laxton, Douglas (contributor) - 2004 - [Elektronische Ressource]

We estimate the macroeconomic benefits and international spillovers of an increase in competition using a general …-equilibrium simulation model with nominal rigidities and monopolistic competition in product and labor markets. We draw three conclusions … after calibrating the model to the euro area against the rest of the industrial world. First, greater competition produces …

Persistent link: https://www.econbiz.de/10002101549

Why use debit instead of credit? : consumer choice in a trillion-dollar market

Zinman, Jonathan (contributor) - 2004 - [Elektronische Ressource]

Debit cards are overtaking credit cards as the most prevalent form of electronic payment at the point of sale, yet the determinants of a ubiquitous consumer choice - "debit or credit?" - have received relatively little scrutiny. Several stylized facts suggest that debit-card use is driven by...