In moral hazard models, bank shareholders have incentives to transfer wealth from the deposit insurer - that is … value, and a risk measure, this paper develops a semi-parametric model for estimating the critical level of bank risk at …

and dollar claims in the event of bank default can induce banks to attract dollar deposits above the socially desirable … safety nets such as deposit and bank insurance. Our findings suggest that regulators in bi-currency economies would … undesirable currency mismatches"--Federal Reserve Bank of New York web site …