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"Enhancing Prudential Standards in Financial Regulations," cohosted by the Federal Reserve Bank of Philadelphia, the …
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internationally. Much of this reform was in direct response to the weaknesses revealed in the precrisis system. The new … the goal of using regulation to maintain financial stability is clear, it is not obvious how to design an effective … effectiveness of bank stress testing as a tool to enhance financial stability, whether the financial crisis was caused by too big to …
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This paper estimates the value of the too-big-to-fail (TBTF) subsidy. Using data from the merger boom of 1991-2004, the authors find that banking organizations were willing to pay an added premium for mergers that would put them over the asset sizes that are commonly viewed as the thresholds for...
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managerial ownership, such as S-corporation designation and bank complexity that might create incentives more conducive to … banks from many proposed requirements, our results show that capital distributions to insiders contributed to community bank …
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During the housing crisis, it came to be recognized that inflated home mortgage appraisals were widespread during the subprime boom. The New York State Attorney General’s office investigated this issue with respect to one particular lender and Fannie Mae and Freddie Mac. The investigation...
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