Practices have been cited frequently as an indicator of general credit availability. Results from the Board's survey suggest …

Central bank or International Monetary Fund lending should be regarded as a line of credit, analogous to private line-of-credit … products. Contractual provisions in private line-of-credit arrangements are designed to control managerial moral hazard and … provide a means for profit-maximizing lenders to credibly commit to withdraw credit and induce closure when appropriate. The …

Short-term credit plays an essential part in the business financing process. In view of its importance in the nation …'s credit structure, the market for short-term business credit receives a great deal of attention from financial analysts. …

Loan guarantees are arguably the most widely used policy intervention in credit markets, especially for consumers. This … consumption loans. Our work is novel as it studies loan guarantees in a rich dynamic model where credit allocation is allowed to …

In this paper, we develop a normative theory of unsecured consumer credit and personal bankruptcy based on the optimal … the main qualitative features of personal credit markets and bankruptcy law that actually exist in the United States. …