substantially. During the same period, employer provision of health insurance has undergone substantial changes in extent and form … 17-20 percent of the decrease in employer-provided health insurance between 1983 and 1997. …

declining health insurance coverage. In this paper we examine the long term effects of the only employer health insurance … Hawaii and other states increased, as did real health insurance costs, implying a rising burden of the mandate on Hawaii …

paper uses models of sovereign to reconsider the role of sovereign debt renegotiation for international risk sharing and … innovations that might allow risk-sharing rather than risk-inducing capital flows go beyond contractual changes that ease debt …

We investigate the effects of employer-provided health insurance on the labor supply of married women. Because health … insurance may work long hours in order to acquire coverage for their families. We use data from the April 1993 Current … magnitude of this effect. Our reduced-form labor supply models indicate a strong negative effect of husbands' health insurance …

substantially. During the same period, employer provision of health insurance has undergone substantial changes in extent and form … 17-20 percent of the decrease in employer-provided health insurance between 1983 and 1997. …

of investment in life insurance underwriting are optimal for reducing the standard deviation of BHC ROA. Appreciable … levels of investment in life insurance underwriting, casualty insurance underwriting, and securities brokerage are optimal …

from their stock (and bond) prices would take less risk than non-publicly traded banks because counterparties, borrowers …, and regulators could react to adverse public market signals against publicly traded banks. In comparing the credit risk …, earnings risk, capitalization, and failure risk between publicly traded and non-publicly traded banks, the evidence in this …

depend on the form of default risk. When private loans are enforceable, but there is the risk that the government will …

Covariance matrix forecasts of financial asset returns are an important component of current practice in financial risk … matrix forecasts using standard statistical loss functions and a value-at-risk (VaR) framework. This framework consists of …