longer-term demographic trends (such as persistently depressed fertility rates in Southern Europe where youth unemployment … rates are high and unemployment spell are very persistent). …

Is the current mix of tax preferences for employer-sponsored pensions and individual retirement saving in the U ….S. delivering the best possible retirement-preparedness across and within generations? Using data from the triennial Survey of … Consumer Finances for 1989 through 2013, cohort-based analysis of life-cycle trajectories shows that (1) overall retirement …

exploiting unique data on retirement expectations from the Health and Retirement Survey. Our econometric results suggest that …

given rise to a broad policy discussion of the adequacy of household retirement wealth. We construct a uniquely … consumption throughout retirement, taking as given expected lifetimes and current Social Security benefits. We find a median …