Whether bank failures have adverse effects on local economies is an important question for which there is conflicting … and relatively scarce evidence. In this study, I use county-level data to examine the effect of bank failures and … resolutions on local economies. Using quasi-experimental techniques as well as cross-sectional variation in bank failures, I show …

between community bank profitability and various characteristics of the banks and the local markets in which they operate … profitability is strongly positively related to bank size; that local economic conditions have significant effects on bank … profitability; that the quality of bank management matters a great deal to profitability, especially during times of economic stress …

The number of new bank charters in the United States has declined dramatically in recent years. From 1990 to 2008, over …

change charters, an effect that is large for both national and state charters. In addition, controlling for bank ratings …

generates a distribution of bank sizes arising from differences in banks' ability to generate revenue from loans and from …

distress on bank solvency and financing. It then highlights the notable cost to the real economy of the close connection …

We examine the impact of banks' liquidity risk management on secondary loan sales. We track the dynamics of bank loan … bank loans administered by U.S. regulators. We analyze the 2007-2009 financial crisis as a market-wide liquidity shock and … importance of bank liquidity risk management as a motivation for loan sales, in addition to the credit risk transfer motive …

already increased in 2007, precisely when disruptions in bank funding markets began to squeeze aggregate liquidity. Consistent …

manner. Central bank interventions have reduced the spreads as well as the effect of refinancing risk on them. …