Limited access of entrepreneurs to credit constrains the creation and growth of private firms.In Africa, access to credit is particularly limited for small and medium enterprises (SMEs) dueto unclear property rights and the lack of assets that can be used as collateral. This paperpresents a...

Student loans schemes are in operation in more than seventy countries around the world.Most loans schemes benefit from sizeable built-in government subsidies and, in addition, aresubject to repayment default and administrative costs that are not passed on to studentborrowers. We probe two issues...

We examine the relationship between participation in non-agricultural labor activities and farming production decisions, focusing on the use of inputs. In particular, we are interested in the hypothesis that income from non-agricultural labor relaxes credit constraints...