Fombaron, Nathalie; Milcent, Carine - HAL - 2007
results of the two-risk model of Rothschild and Stiglitz (1976), but including the latter as a special case. Rothschild and … information. Third, the potential non-participation of one type risk arises despite competition, depending on the degree of … information. Last, in a public voluntary regime, one type risk may prefer to be uninsured and still consume healthcare. …