Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness …"Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness …

-- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The … government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H …. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael …

Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the …