Universal life policies are the most popular insurance contract design in theUnited States. They have either a level …

(banking) and Solvency II (insurance). Even though these promulgations are focused on European institutions, their … influence. The research reported here is intended to provide input for measuring this strength in the German insurance market … has only limited effect to date in the German insurance market. We therefore conclude that for regulators to utilize …

focus on property/casualty insurance, as implemented in three regions of the world (the United States, the European Union …, and Switzerland). To integrate the dynamics of the insurance and capital markets and recent developments in regulation we …

This paper analyzes price competition in the German motor insurance market since 1994 and looks for evidence to back up … in 1996–1999, the second in 2005–2006. In a first step, we analyze development of the German motor insurance market and … found in the marketing literature to the German motor insurance market is checked. In a third step, a comparison to …

the insurance industry, a topic of great interest in the academic literature during the last several years. In the first … step, we review 87 studies and put them into a joint evalu-ation of efficiency measurement in the field of insurance. In … technical and cost efficiency growth in international insurance markets from 2002 to 2006, with large differences across …

difficulty inherent to this approach for proper risk assessment. Then, we describe the “insurance scoring” approach as used in … the U.S. insurance market, which leads us to suggest scoring techniques as a risk assessment method for the German … automobile insurance industry. Finally, we discuss the benefits and problems of scoring in the context of automobile insurance. …

Life insurers often claim that the life settlement industry reduces theirsurrender profits and leads to an adverse … insurance contracts on the surrender profits of primary insurers.Our model includes mortality heterogeneity by applying a …

insurance companies (Swiss Solvency Test), introduced in 2006. As the insurance industry is one of the largest institutional … changes in the asset and liability management of Swiss insurance companies. We investigate resulting effects on the Swiss …