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Early retirement in Germany: Loss of income and lifetime?
Kühntopf, Stephan; Tivig, Thusnelda - Institut für Volkswirtschaftlehre, Universität Rostock - 2008
The public pension system in Germany allows early retirement albeit at the cost of pension deductions. Deductions are … calculated under the assumption that life expectancy is independent of the age of retirement and apply equally for men and women … show that remaining lifetime and thus the perpetuity period vary with the age of retirement. In a survival analysis using …
Persistent link: https://www.econbiz.de/10010986148
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Early Retirement in Germany: Loss of income and lifetime?
Kühntopf, Stephan; Tivig, Thusnelda - Institut für Volkswirtschaftlehre, Universität Rostock - 2008
The public pension system in Germany allows early retirement albeit at the cost of pension deductions. Deductions are … calculated under the assumption that life expectancy is indepen-dent of the age of retirement and apply equally for men and women … show that remaining lifetime and thus the perpetuity period vary with the age of retirement. In a survival analysis using …
Persistent link: https://www.econbiz.de/10004988443
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The role of demographics in small business loan pricing
Neuberger, Doris; Räthke-Döppner, Solvig - Institut für Volkswirtschaftlehre, Universität Rostock - 2014
To sustain growth in an aging economy, it is important to ease the financing of small firms by bank loans. Using bank …
Persistent link: https://www.econbiz.de/10010986141
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Leasing by small enterprises
Neuberger, Doris; Räthke-Döppner, Solvig - Institut für Volkswirtschaftlehre, Universität Rostock - 2012
young firms use leasing to increase their debt capacity. These results are important for aging populations where the …
Persistent link: https://www.econbiz.de/10010986127
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Foreign nationality and age: A double drawback for reemployment in Germany?
Bruder, Jana; Frosch, Katharina - Institut für Volkswirtschaftlehre, Universität Rostock - 2006
, the effect of aging on reemployment is stronger for non-Germans. The effect of nationality differs strongly between …-Yugoslavia. Aging is particularly a problem for foreigners from Greece and Turkey: Until age 60, their prospects for reemployment are …
Persistent link: https://www.econbiz.de/10010958207
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Age, occupations, and opportunities for older workers in Germany
Henseke, Golo; Tivig, Thusnelda - Institut für Volkswirtschaftlehre, Universität Rostock - 2008
Improvement of the labor market situation for the elderly is a declared target in the EU. In this study we derive a model of occupational age structure, its determinants and their impact on employment and re-employment opportunities for older workers. The empirical analysis is based on data from...
Persistent link: https://www.econbiz.de/10010958234
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Determinants of occupational pension provision in Germany
Dummann, Kathrin - Institut für Volkswirtschaftlehre, Universität Rostock - 2007
Demographic change causes an undersupply of financial old age benefits within the statutory pay-as-you-go pension system in Germany. Therefore, the provision of occupational as well as private pensions has to be enhanced. However, there seems to be an undersupply of occupational pension...
Persistent link: https://www.econbiz.de/10010958235
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Multiple information search and employee participation in occupational pension plans
Johansen, Kathrin - Institut für Volkswirtschaftlehre, Universität Rostock - 2010
Multiple searches for information can increase individual participation in occupational pension programs. This paper tests hypotheses derived from transaction cost theory and search theory to explain the formation of information networks on pensions. Using a dataset representative of the German...
Persistent link: https://www.econbiz.de/10010958243
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Reemployment rates over the life course: Is there still hope after late career job loss?
Frosch, Katharina - Institut für Volkswirtschaftlehre, Universität Rostock - 2006
The labor market situation for elderly job searchers is more difficult than for their younger counterparts. To identify patterns in the reemployment of the elderly, we analyze the employment histories of about 113.000 male job searchers in West-Germany. The analysis is based on a hazard rate...
Persistent link: https://www.econbiz.de/10010958256
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Reemployment Rates over the Life Course: Is there still Hope after Late Career Job Loss?
Frosch, Katharina - Institut für Volkswirtschaftlehre, Universität Rostock - 2006
The labor market situation for elderly job searchers is more difficult than for their younger counterparts. To identify patterns in the reemployment of the elderly, we analyze the employment histories of about 113.000 male job searchers in West-Germany. The analysis is based on a hazard rate...
Persistent link: https://www.econbiz.de/10004988444