Heid, Frank; Porath, Daniel; Stolz, Stéphanie - Institut für Weltwirtschaft (IfW) - 2003
The aim of this paper is to assess how German savings banks adjust capital and risk under capital regulation. We … fewer restrictions with regard to the impact of regulation on capital and risk adjustments. Besides, we complement our … capital and risk adjustments depends on the amount of capital the bank holds in excess of the regulatory minimum (the so …