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Economic theory and recent empirical evidence suggest that access to savings, payment and credit services can play a key role in poverty alleviation. Despite this, significant financial exclusion persists across sub-Saharan Africa. By pooling eleven nationally representative surveys, this paper...
Persistent link: https://www.econbiz.de/10010904675
Four-fifths of the adult population do not have access to formal financial services in Nigeria. This paper examines the characteristics of 'unbanked' households in Nigeria, investigates the extent and determinants of supply and demand side barriers, and explores the specific role played by...
Persistent link: https://www.econbiz.de/10010607427
Is the mobile banking revolution overcoming the tyranny of distance to bank infrastructure and improving financial inclusion in sub-Saharan Africa? Focusing on Kenya, this paper uses Global Positioning System (GPS) data to investigate the importance of distance and time to bank branch for...
Persistent link: https://www.econbiz.de/10010607428