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Redistributive Taxation and Personal Bankruptcy in US States
Grant, Charles; Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2005
Both personal bankruptcy and redistributive taxes can insure households’ consumption risk and both vary considerably across US states. We derive sufficient conditions under which more redistributive taxation makes bankruptcy exemptions less attractive both for the intratemporal insurance and...
Persistent link: https://www.econbiz.de/10005822652
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Consumption Smoothing and the Structure of Labor and Credit Markets
Bertola, Giuseppe; Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2004
Smoother labor incomes alleviate credit constraints by reducing workers' desire to borrow, and prospects of upward income mobility have smaller beneficial effects for currently poor workers when borrowing constraints are binding. These simple theoretical insights are consistent with the...
Persistent link: https://www.econbiz.de/10005700925
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Funding Self-Employment: The Role of Consumer Credit
Kneiding, Christoph; Kritikos, Alexander S. - Institute for the Study of Labor (IZA) - 2011
This paper investigates whether self-employed households use consumer loans – in particular instalment loans and overdrafts – to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal...
Persistent link: https://www.econbiz.de/10009371179
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Ethnic Discrimination in China's Internet Job Board Labor Market
Maurer-Fazio, Margaret - Institute for the Study of Labor (IZA) - 2012
We conduct a large‐scale field experiment to investigate how Chinese firms respond to job applications from ethnic minority and Han applicants for jobs posted on a large Chinese Internet job board. We denote ethnicity by means of names that are typically Han Chinese and distinctively...
Persistent link: https://www.econbiz.de/10010990933
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Anonymous Job Applications in Europe
Krause, Annabelle; Rinne, Ulf; Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2012
Numerous empirical studies find a substantial extent of discrimination in hiring decisions. Anonymous job applications … have gained attention and popularity to identify and combat this form of discrimination. To test whether their intended …
Persistent link: https://www.econbiz.de/10010990936
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Does It Pay to Work for Free? Wage Returns and Gender Differences in the Market for Volunteers
Cozzi, Guido; Mantovan, Noemi; Sauer, Robert M. - Institute for the Study of Labor (IZA) - 2013
Working as a volunteer is a widespread phenomenon that has both individual and societal benefits. In this paper, we identify the wage returns to working for free by exploiting exogenous variation in rainfall across local area districts in England, Scotland and Wales. Instrumental variables...
Persistent link: https://www.econbiz.de/10010884078
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Attention Discrimination: Theory and Field Experiments with Monitoring Information Acquisition
Bartos, Vojtech; Bauer, Michal; Chytilová, Julie; … - Institute for the Study of Labor (IZA) - 2014
We link two important ideas: attention is scarce and lack of information about an individual drives discrimination in … "attention discrimination": less attention in highly selective cherry-picking markets, where more attention helps applicants, and … persistence of discrimination in selection decisions, returns to human capital and, potentially, for policy. …
Persistent link: https://www.econbiz.de/10010884110
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Assimilation, Criminality and Ethnic Conflict
Dasgupta, Indraneel; Mukherjee, Diganta - Institute for the Study of Labor (IZA) - 2014
We examine the consequences, of integrating large minorities into productivity-relevant majority ethno-linguistic norms, for distribution, ethnic conflict and crime. We develop a two-community model where such assimilation generates social gains by: (a) facilitating economic interaction, and (b)...
Persistent link: https://www.econbiz.de/10010884175
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Customer Discrimination and Employment Outcomes: Theory and Evidence from the French Labor Market
Combes, Pierre-Philippe; Decreuse, Bruno; Laouénan, Morgane - Institute for the Study of Labor (IZA) - 2014
-specific preferences, economy-wide employer discrimination, and customer discrimination in jobs in contact with customers. The outcomes of … the model allow us to build a test of ethnic discrimination in general and customer discrimination in particular. We run … there is both ethnic and customer discrimination in the French labor market. …
Persistent link: https://www.econbiz.de/10010884373
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Motherhood Wage Penalty in Times of Transition
Nizalova, Olena Y.; Sliusarenko, Tamara - Institute for the Study of Labor (IZA) - 2013
decreased productivity/effort, and discrimination. Earlier literature provides a range of estimates from an up to 20% wage …
Persistent link: https://www.econbiz.de/10010889995