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Effect of Perceptions and Behaviour on Access to and Use of Financial Service: Evidence from South Africa

Annim, Samuel; Arun, Thankom Gopinath; Kostov, Philip - Institute for the Study of Labor (IZA) - 2012

This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b … three estimations support the hypothesis that financial perception has a greater effect on the decision to access and use … behaviour is greater than financial perception when making decisions on the take-up and use of investment financial services. It …

Persistent link: https://www.econbiz.de/10010766375

Usage of Financial Services in South Africa: Perceptions Matter

Kostov, Philip; Arun, Thankom Gopinath; Annim, Samuel - Institute for the Study of Labor (IZA) - 2013

This study investigates the access to and usage of financial services in South Africa. Financial services are categorised in three types namely; general accounts and services, investment/savings and insurance/assurance. Taking into account the interactions between usage of different types of...

Persistent link: https://www.econbiz.de/10010766378

Willingness to Accept Equals Willingness to Pay for Labor Market Estimates of the Value of Statistical Life

Kniesner, Thomas J.; Viscusi, W. Kip; Ziliak, James P. - Institute for the Study of Labor (IZA) - 2012

Our research clarifies the conceptual linkages among willingness to pay for additional safety, willingness to accept less safety, and the value of statistical life (VSL). We present econometric estimates that in the important case of workers' decisions concerning exposure to fatal injury risk...

Persistent link: https://www.econbiz.de/10011096076

Unwillingness to Pay for Privacy: A Field Experiment

Beresford, Alastair R.; Kübler, Dorothea; Preibusch, Sören - Institute for the Study of Labor (IZA) - 2010

We measure willingness to pay for privacy in a field experiment. Participants were given the choice to buy a maximum of one DVD from one of two online stores. One store consistently required more sensitive personal data than the other, but otherwise the stores were identical. In one treatment,...

Persistent link: https://www.econbiz.de/10008557221

Altruism, Fertility, and the Value of Children: Health Policy Evaluation and Intergenerational Welfare

Birchenall, Javier A.; Soares, Rodrigo R. - Institute for the Study of Labor (IZA) - 2007

This paper accounts for the value of children and future generations in the evaluation of health policies. This is achieved through the incorporation of altruism and fertility in a "value of life" type of framework. We are able to express adults’ willingness to pay for changes in child...

Persistent link: https://www.econbiz.de/10005822923

Measuring the Willingness to Pay to Avoid Guilt: Estimation Using Equilibrium and Stated Belief Models

Bellemare, Charles; Sebald, Alexander; Strobel, Martin - Institute for the Study of Labor (IZA) - 2010

We estimate structural models of guilt aversion to measure the population level of willingness to pay (WTP) to avoid feeling guilt by letting down another player. We compare estimates of WTP under the assumption that higher-order beliefs are in equilibrium (i.e. consistent with the choice...

Persistent link: https://www.econbiz.de/10008562544

Eingeschränkt rationales Verhalten: Evidenz und wirtschaftspolitische Implikationen

Altmann, Steffen; Falk, Armin; Marklein, Felix - Institute for the Study of Labor (IZA) - 2009

Die Präzision ökonomischer Prognosen und die Qualität politischer Handlungsempfehlungen hängen in entscheidendem Ausmaß von der Qualität des zugrunde liegenden Verhaltensmodells ab. Nur ein empirisch gut fundiertes Modell ökonomischen Handelns erlaubt es, die Konsequenzen politischer...

Persistent link: https://www.econbiz.de/10008615417

Locus of Control and the Labor Market

Cobb-Clark, Deborah A. - Institute for the Study of Labor (IZA) - 2014

This paper reviews the role of locus of control in the labor market. I begin with a discussion of the conceptual origins of locus of control, including its relationship to related concepts such as self-efficacy, motivation, and self-control. The relationship between locus of control and labor...

Persistent link: https://www.econbiz.de/10011100177

Addressing Access and Behavioral Constraints through Social Intermediation Services: A Review of Chile Solidario and Red Unidos

Camacho, Adriana; Cunningham, Wendy; Rigolini, Jamele; … - Institute for the Study of Labor (IZA) - 2014

Social programs are often designed under the assumption that individuals make rational decisions that improve their welfare. Yet, informational and behavioral constraints limit the extreme and chronic poor’s access and participation in social programs. This paper reviews the implementation and...

Persistent link: https://www.econbiz.de/10011100178

Conspicuous Consumption in the United States and China

Jinkins, David - Institute for the Study of Labor (IZA) - 2014

I develop a model of conspicuous consumption to empirically measure the importance of peer beliefs to Americans and Chinese. In the model, a consumer cares not only about the direct utility she receives from consumption, but also about the way her consumption pattern affects her peer group's...

Persistent link: https://www.econbiz.de/10010801186