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Early Retirement and Post Retirement Health

Hallberg, Daniel; Johansson, Per; Josephson, Malin - Institute for the Study of Labor (IZA) - 2014

This paper studies empirically the consequences of retirement on health. We make use of a targeted retirement offer to army employees 55 years of age or older. Before the offer was implemented in the Swedish defense, the normal retirement age was 60 years of age. Estimating the effect of the...

Persistent link: https://www.econbiz.de/10010884323

Early Retirement and Financial Incentives: Differences Between High and Low Wage Earners

Euwals, Rob; Trevisan, Elisabetta - Institute for the Study of Labor (IZA) - 2014

This paper investigates the impact of financial incentives on early retirement behaviour for high and low wage earners. Using a stylized life-cycle model, we derive hypotheses on the behaviour of the two types. We use administrative data and employ a linear random effects model to test the...

Persistent link: https://www.econbiz.de/10010959542

Health Status, Disability and Retirement Incentives in Belgium

Jousten, Alain; Lefèbvre, Mathieu; Perelman, Sergio - Institute for the Study of Labor (IZA) - 2013

identified: old-age pensions, conventional early retirement, disability insurance, and unemployment insurance are the most …

Persistent link: https://www.econbiz.de/10011271992

Retirement Incentives in Belgium: Estimations and Simulations Using SHARE Data

Jousten, Alain; Lefèbvre, Mathieu - Institute for the Study of Labor (IZA) - 2013

The paper studies retirement behavior of wage‐earners in Belgium – for the first time using rich survey data to explore retirement incentives as faced by individuals. Specifically, we use SHARE data to estimate a model à la Stock and Wise (1990). Exploring the longitudinal nature of...

Persistent link: https://www.econbiz.de/10011271996

The Saving Behaviour of Two Person Households: Evidence from Dutch Panel Data

Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - Institute for the Study of Labor (IZA) - 2000

As wives generally are younger than their husbands, and as they also have a higher life expectancy, wives generally have larger incentives to save for old age than their husbands. This paper analyses the household members’ attitudes towards saving for old age, and the relation with the...

Persistent link: https://www.econbiz.de/10005233731

Pension Taxes versus Early Retirement Rights

Orszag, Mike; Snower, Dennis - Institute for the Study of Labor (IZA) - 2002

This paper deals with two policy approaches to address the problem of the "pensions time bomb" by influencing private …-sector pension provision. In assessing the role of private-sector pensions, it is common to concentrate exclusively on the issue of … since private-sector pension arrangements have significant implications for governments' finances. When private pensions …

Persistent link: https://www.econbiz.de/10005233847

The Growth of Participant Direction in Defined Contribution Plans

Even, William E.; Macpherson, David A. - Institute for the Study of Labor (IZA) - 2009

Since 1990, most pension plans have shifted the responsibility for directing pension assets to the employee. This study summarizes some of the possible explanations for this rapid shift toward participant direction and uses IRS Form 5500 data to investigate the effect of worker and plan...

Persistent link: https://www.econbiz.de/10005015472

The Impact of Colombia's Pension and Health Insurance Systems on Informality

Calderón-Mejía, Valentina; Marinescu, Ioana E. - Institute for the Study of Labor (IZA) - 2012

health insurance and pensions. Benefit bundling may increase informality and decrease welfare. Indeed, if some of the …

Persistent link: https://www.econbiz.de/10010539169

The Recent Evolution of Retirement Patterns in Canada

Lefebvre, Pierre; Merrigan, Philip; Michaud, Pierre-Carl - Institute for the Study of Labor (IZA) - 2011

is likely to be caused by a wider variety of sources, including better health, less pervasive defined benefit pensions … and in general less generous pensions. …

Persistent link: https://www.econbiz.de/10009323408

Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands

Euwals, Rob - Institute for the Study of Labor (IZA) - 2000

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household …

Persistent link: https://www.econbiz.de/10005703163