central problems in public finance, including the optimal structure of health insurance and optimal life cycle savings. In …If the marginal utility of consumption depends on health status, this will affect the economic analysis of a number of … this paper, we describe the promises and challenges of various approaches to estimating the effect of health on the …

examines the effect of credit, insurance, and poverty (defined as more than just low income). It also explains bonded child …

aspect of the EITC that has received little attention thus far is its role as a public insurance program. Yet, the structure … to both wages and changes in family structure. Our study provides the first quantitative statement about the insurance … demographic risk, but have only limited self-insurance capacity. We use the model to compare outcomes under the EITC to the …

Do migrants send remittances as a way of obtaining insurance? While this motive is theoretically suggested in the … a "purchase of self-insurance" motive to remit, we also provide evidence of more remittances sent by risk averse …

drive the demand for risk reduction, and some to alter both. Our findings suggest that 30 percent of all insurance payments …

partial insurance of parental investments against permanent income shocks, but the magnitude of the estimated responses is … small. We cannot reject the hypothesis full insurance against temporary shocks. Another interpretation of our findings is … that there is very little insurance available, but the fact that skill is a non-separable function of parental investments …

This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky … insurance if shocks are observable. Depending on insurance design, there is also evidence for persistence of this effect even if …

with no paternal shock. In contrast, there was a negligible insurance response for mothers with no employment protection. …