Similar Search Results

Koch, Alexander K.; Nafziger, Julia - Institute for the Study of Labor (IZA) - 2011

We model how people formulate and evaluate goals to overcome self-control problems. People often attempt to regulate their behavior by evaluating goal-related outcomes separately (in narrow psychological accounts) rather than jointly (in a broad account). To explain this evidence, our theory of...

Persistent link: https://www.econbiz.de/10009144852

Procrastination, Academic Success and the Effectiveness of a Remedial Program

De Paola, Maria; Scoppa, Vincenzo - Institute for the Study of Labor (IZA) - 2014

Procrastination produces harmful effects for human capital investments and studying activities. Using data from a large … sample of Italian undergraduates, we measure procrastination with the actual behaviour of students, considering the delay in … finalizing their university enrolment procedure. We firstly show that procrastination is a strong predictor of students …

Persistent link: https://www.econbiz.de/10010884189

Risk and Saving in Two-Person Households: More Scope for Precautionary Saving

Apps, Patricia; Andrienko, Yuri; Rees, Ray - Institute for the Study of Labor (IZA) - 2012

The existing literature suggests that when the saving decision of two-earner households under risk is analysed, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very stringent conditions hold. This paper shows that when...

Persistent link: https://www.econbiz.de/10010812036

Identity, Dignity and Taboos: Beliefs as Assets

Bénabou, Roland; Tirole, Jean - Institute for the Study of Labor (IZA) - 2007

We analyze social and economic phenomena involving beliefs which people value and invest in, for affective or functional reasons. Individuals are at times uncertain about their own "deep values" and infer them from their past choices, which then come to define "who they are". Identity...

Persistent link: https://www.econbiz.de/10005703370

Can Subjective Mortality Expectations and Stated Preferences Explain Varying Consumption and Saving Behaviors among the Elderly?

Salm, Martin - Institute for the Study of Labor (IZA) - 2006

This study investigates how subjective mortality expectations and heterogeneity in time and risk preferences affect the consumption and saving behavior of the elderly. Previous studies find that the large wealth disparities observed among the elderly cannot be explained by differences in...

Persistent link: https://www.econbiz.de/10005822956

What Happiness Research Can Tell Us About Self-Control Problems and Utility

Stutzer, Alois; Frey, Bruno S. - Institute for the Study of Labor (IZA) - 2006

Neoclassical economic theory rules out systematic errors in consumption choice. According to the basic view, individuals know what they choose. They are able to predict how much utility an activity or a good produces for them now and in the future and they can maximize their utility. This...

Persistent link: https://www.econbiz.de/10005703642

Motivational Goal Bracketing

Koch, Alexander K.; Nafziger, Julia - Institute for the Study of Labor (IZA) - 2009

It is a puzzle why people often evaluate consequences of choices separately (narrow bracketing) rather than jointly (broad bracketing). We study the hypothesis that a present-biased individual, who faces two tasks, may bracket his goals narrowly for motivational reasons. Goals motivate because...

Persistent link: https://www.econbiz.de/10008517973

Self-Regulation through Goal Setting

Koch, Alexander K.; Nafziger, Julia - Institute for the Study of Labor (IZA) - 2008

Goals are an important source of motivation. But little is known about why and how people set them. We address these questions in a model based on two stylized facts from psychology and behavioral economics: i) Goals serve as reference points for performance. ii) Present-biased preferences...

Persistent link: https://www.econbiz.de/10005566581

Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India

Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010

Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...

Persistent link: https://www.econbiz.de/10008560756

"Thou Shalt Not Covet ...": Prohibitions, Temptation and Moral Values

Cervellati, Matteo; Vanin, Paolo - Institute for the Study of Labor (IZA) - 2013

This paper proposes a theory of the relationship between prohibitions and temptation. In presence of self … investigates the relationship between morality and temptation, the individual gains from morality, the interaction between external …

Persistent link: https://www.econbiz.de/10010704405

1
2
3
4
5
6
7
8
9
10
Next
Last