Pearson, Mark; Martin, John P. - Institute for the Study of Labor (IZA) - 2005
choice and innovation. Second, however, efficiency gains have often been limited. This is due to a number of inter …, crosssubsidisation of particular groups of people is often mandated on providers, reducing costcompetition and diversity of choice. (c …. Private financing and provision of social benefits is not a magic wand; waving it in the social protection field will not mean …