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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10011265661
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School Choice and Quality
Checchi, Daniele; Jappelli, Tullio - Institute for the Study of Labor (IZA) - 2003
structure, income and parents’ education. The empirical analysis indicates that the quality of schools is one of the driving …
Persistent link: https://www.econbiz.de/10005822936
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Reflexionen zur Zukunft der Arbeit
Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2013
Familienfreundlichkeit der Arbeitswelt viel stärker betont, Bildung endlich zum Top-Thema macht, die Lebensarbeitszeit fair verlängert und … je ein hohes Maß an Eigenverantwortlichkeit des Einzelnen in Bildung, Ausbildung und Beruf und die Bereitschaft, sich …
Persistent link: https://www.econbiz.de/10010884061
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NRW 2025: Vom Hort der alten Industrien zum Magnet der Moderne?
Zimmermann, Klaus F.; Hombach, Bodo; Merz, Friedrich; … - Institute for the Study of Labor (IZA) - 2009
Die Arbeitsgruppe Beschäftigung der von NRW-Ministerpräsident Jürgen Rüttgers eingesetzten "Zukunftskommission" hat umfassende Empfehlungen für die künftige Wirtschafts- und Arbeitsmarktpolitik in Nordrhein-Westfalen vorgelegt. Das Papier der von IZA-Direktor Klaus F. Zimmermann geleiteten...
Persistent link: https://www.econbiz.de/10008615419
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Vollbeschäftigung ist keine Utopie: Arbeitsmarktpolitisches Programm des IZA
Zimmermann, Klaus F.; Schneider, Hilmar; Eichhorst, Werner - Institute for the Study of Labor (IZA) - 2009
Das Arbeitsmarktprogramm des Instituts zur Zukunft der Arbeit benennt die wichtigsten Aufgaben der Arbeitsmarktpolitik für die nächste Legislaturperiode und darüber hinaus. Thematische Schwerpunkte des IZA-Programms sind unter anderem die Schaffung von Erwerbsanreizen durch das...
Persistent link: https://www.econbiz.de/10008615431
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Agenda 2020: Strategien für eine Politik der Vollbeschäftigung
Schneider, Hilmar; Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2010
vor: (1) Bildungsreform: Das Bildungssystem muss der Bedeutung frühkindlicher Bildung stärker Rechnung tragen als bisher …
Persistent link: https://www.econbiz.de/10008784558
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Economic Governance of MFIs: Inside the Black Box
Arun, Thankom; Annim, Samuel Kobina - Institute for the Study of Labor (IZA) - 2010
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …
Persistent link: https://www.econbiz.de/10008455552
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What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10005762176
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Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - Institute for the Study of Labor (IZA) - 2010
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...
Persistent link: https://www.econbiz.de/10008560756
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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, Suresh; McKenzie, David; Woodruff, Christopher - Institute for the Study of Labor (IZA) - 2008
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10005566661